All Around Roofing: Honest Roofers Parker CO
A homeowner’s insurance company can reduce hail damage claims by offering incentives that encourage clients to invest in hail resistant roofing types and materials. Parker roofing companies provide an assortment of solid products and install structures in many styles. For buildings in vulnerable areas, a strong roof is essential. Shingles, tile, panels, shakes and sheets are now rated by a team of experts from IBHS and Underwriter’s Laboratory as Class 1, 2, 3 or 4 according to their impact resistance. Premium reduction and cash incentives can help offset the expense of Class 4 roofing products while saving time and money for both the insurance company and property owner.
A roof needs a high slope in order to avoid a direct hit from hailstones. Even sturdy systems on flat roofs incur significant damage after receiving a pelting during a storm. The pitch should be at least 4:12, preferably 6:12 or higher, in order to withstand the battering effect of a severe storm. If the hail is accompanied by high winds, however, it falls at an angle and can directly impact the surface of a sloped roof. The shape of the hailstones also determines the extent of the damage.
Whenever possible, impact resistant materials should be used on the decking and underlayment as well as the roofing surface. Plywood that is well supported with interlocking tongue and groove roof decks have proven to hold up well during storms. New underlayment materials are thin and strong with increased air permeability that adds strength to the exposed components of the roofing system. Home and business owners can still choose from the many decorative options in surface materials as long as they have been rated high for impact resistance. Old roofing debris must be removed before a new system is laid, or the possibility for hail damage will increase dramatically.
Polymer modified asphalt shingles generally rate higher than standard composite shingles because of their rubberized qualities. Likewise, concrete tile is sold in many impact resistant forms and is ideal for homes that can bear the weight. If metal is thick and stiff, it can prevail against a strong hailstorm. The most vulnerable roofing materials are wood shakes and shingles because they split easily. They can be made more durable by an increase in thickness, but metal products that look like wood are available and more cost effective. When purchasing roofing materials, always check the impact resistance rating. With the right roofing products and installation procedures, hail damage can occur much less frequently.