Denver's Best Roofing Insurance Claim Processors
Your Professional Roof Claim Experts
Looking for the Best Locally Owned Roofer near Denver? We Nail it, every time. GAF & HAAG Certified, we work with insurance companies & warrantees for Commercial and Residential Roof Repair, Roof Replacement, and Roofing Installation.
Local Licensed Insurance Adjuster and Claims Specialist
An insurance policy may pay for a new roof if the damage to the roof is caused by weather or other external factors. Fireworks, falling trees, hail, wind and ice are common causes of roof damage that are covered by most home insurance policies. Roofs that need to be replaced due to age are seldom covered by homeowners insurance.
Roofing Insurance Claims and Free Roof Inspections
Investing in a new roof generally costs thousands of dollars and no one is ever “ready” for that day to comes when your told that your home needs a new roof. The fact is that most roofs are made to last 20 to 25 years and eventually, homeowners in the Denver Metro area will need to call on a certified Denver roofing company for repairs or a replacement. Fortunately, there are some instances in which these homeowners will not have to pay for the roof entirely out of pocket.
Certified by the Best
National Roofing Contractors Association | Weather Stopper Warranty | HAAG Roofing Inspector Certified
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Our office hours are 8-5 Monday through Friday. We will follow up to your inquiry as soon as possible!
The Trustworthy Denver Licensed Insurance Adjuster and Claims Specialist
We have an "on-staff" experienced adjuster who will work with your insurance company to get the supplements and money you need to get your home back to its original condition. Every homeowners insurance policy is different. Therefore, there is no one size fits all answer to the question regarding whether not a particular homeowner's policy will cover a new roof. However, many insurance policies have similar statutes when it comes to roofing claims.
Signs of Storm Damage
Most policies will cover weather related damage. Hail, strong winds or ice can cause the shingles and the underlayment to incur excessive damage. Most policies will cover replacement if a roof is severely damaged by one of these events. A falling tree can also be cause for an approved home insurance policy claim. Most, if not all, insurance agencies will require that the roof be inspected before the claim can be made. This is to verify the difference between a damaged roof and an aging one. A roof that simply needs to be replaced due to age is unlikely to be covered by a homeowner's policy. Normal wear and tear is the sole responsibility of the homeowner.
Inspections & Insurance Claims
Some insurance agencies will pay the company that is performing the repairs. Others will give a cash payout directly to the homeowners. Some may do this in advance of the work being performed, while most will need proof in the form of a receipt that the re-roofing has been completed. All insurance claims will require the payment of a deductible. While the deductible amount varies depending on the specific policy, they should be clearly outlined in the paperwork. Our on-staff experienced adjuster can answer any questions and will work closely with you and the insurance to help you get your roof and any other part of the exterior of your home taken care of.
Repair & Installation
Some insurance agencies require homeowners to hire specific contractors for home repairs. In most instances, a homeowner can negotiate this if they can prove that their preferred contractor is a better choice. If the homeowner insists on retaining the services of their preferred contractor, the insurance company may not pay the full amount. It is vital that homeowners learn the exact requirements from their insurance companies before they sign a contract with any repair company.
All Around Roofing & Construction Here To Help With Roof Inspections & Insurance Claims
Does age of roof affect homeowners insurance?
If you're a homeowner, the age of your roof can have a big impact on your insurance coverage. A newer roof could mean lower rates, while a roof over 20 years old may not be eligible for coverage or might only be covered for its actual cash value. That's why it's important to work with a trusted roofing contractor like us. We can help you determine the right materials and installation techniques to ensure your roof is up to date and may even help you save money on homeowners insurance.
If an insurance claim is denied, a homeowner should also take into consideration the nature of the damage to the roof. If the roof has recently been repaired or replaced, a manufacturer's warranty may cover some of the damage. Likewise, if the damage is due to a faulty installation, a labor warranty may cover some or all of the cost of repairs.
Our experienced professionals are always happy to help customers understand more about the procedure. They will walk their clients through every step of the project, helping them understand more about their roofing system and its integration with the rest of the building. The roofing professionals provide a variety of consultation services as well, helping clients understand why certain maintenance procedures need to be performed in order to get the most out of the system. Our company is particularly adept at taking care of storm damage and can fortify any building preparing for a coming storm with the right installations and procedures.
